Britain's 10 million small shareholders are being systematically targeted by an international criminal network of fake investment firms who have conned them out of millions of pounds.
When Dr John Ashley got a letter from Spain offering him free advice on his savings, he thought it wouldn't do any harm to say yes.
How wrong he was. Eighteen months later and £60,000 poorer, Dr Ashley rued the day he listened to Madrid-based investment firm Benjamin Fisher.
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Ready to Watch The Money Programme, Season 2008, Episode 7?