When Chris (Tyler James Williams) thwarts Malvo's (guest star Ricky Harris) attempt at stealing a gold chain from Vanessa (Jackee Harry), Malvo gives Chris one day - or suffer the consequences - to produce a replacement necklace. Meanwhile, Rochelle's (Tichina Arnold) imagination runs wild when she discovers Julius (Terry Crews) has been hiding a credit card from her for over 15 years. Tonya (Imani Hakim) tries desperately to be the 98th caller to a radio station in order to win tickets to a Billy Ocean concert.
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