Having exposed Macauley's insurance scam James proposes to Letty,who accepts. Daniel also returns to Liverpool,now a very wealthy man. Robert considers opening a department store and travels with Captain Baines and Samuel to New York,where he is robbed and very nearly press-ganged. James takes on a voyage to import some sheep but it causes him to postpone the wedding and Letty,as a consequence,declares the engagement and wedding off.
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