As Christmas approaches and Britain's bankers prepare to receive their annual bonuses, Panorama asks if anything has changed since the financial crisis of two years ago, or whether it is a case of 'Carry On Banking'.
Focusing on Britain's two largest bailed-out banks, Royal Bank of Scotland and Halifax Bank of Scotland, reporter Mark Daly investigates what has happened in the world of banking since the bailout. He traces what has happened to the bankers responsible for the mistakes that led to the crisis, and asks if big bonus culture is back.
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